Sometimes. If you have Long Term Care Insurance, we can work with provider to help determine benefits and process initial and ongoing paperwork. Medicare does provide an Eligibility Tool to see if your family member qualifies, but they typically don’t pay for the type of hourly personal care service that is home care. Some Medicare Advantage Plans will cover care if your Doctor prescribes it.

Additionally, Silver Companions has preferred relationships with many companies who either fully reimburse or partially reimburse for home care. Typical accounts for reimbursement include reverse mortgage, health savings accounts (HSAs) and flexible spending accounts. We also work with payment programs like the Veterans Aid and Attendance Benefit, which is a benefit paid in addition to the monthly pension paid to Veterans and surviving spouses who require our services. Please call us, and we will be happy to help you determine what benefits you may have.

There are also a variety of state and federal programs, initiatives and tax credits that can significantly lower your family’s tax burden, actually reducing the overall cost of care. Research the following options to find out if your family member qualifies: Alzheimer’s Respite Care, Elderly and Disabled Tax Credit, Federal Elderly Care Tax Credit, LIHEAP – Aid for Energy Costs, Medical Expense Tax Deductions, NFCSP Respite Care, State Elderly Care Tax Credit and Veteran’s Affairs Respite Care.